Everything is online, no return accept after account is created and challenge is applied.
Please notice gold and above account cannot upgrade through option, we can help create a new account to complete the upgrade. Contact us if you have more questions! Q: What information is needed from me?
A : We will need your account number, first name, last name and email address to apply the challenge. Yes, apply to you current account.
Q: How long it take to process?
A : Usually it takes about 2 to 3 business day to process.
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